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Holistic RemediesBlue Cross Insurance - Providing Health Insurance For One Third Of All Americans.

Blue Cross insurance was the creation of Justin Ford Kimball who, in 1929, devised a plan to provide hospital care for school teachers in Dallas. The plan provided teachers with cover for up to twenty one days in hospitalization each year for a premium of six dollars.

From these humble beginnings the plan spread, first throughout Dallas and other areas of Texas and then nationwide, providing cover for employees across an ever widening range of employment.

Just ten years after it was born the Blue Cross symbol was adopted by the American Hospital Association for plans that met certain standards and this formal recognition provided Blue Cross insurance with a springboard for further growth.

In 1960 the growth in popularity of Blue Cross was such that the Blue Cross Association superseded the American Hospital Association commission and some twelve years later severed all ties with the commission.

Finally, in 1982, the Blue Cross Association merged with the National Association of Blue Shield Plans and the Blue Cross and Blue Shield Association we know today was formed.

The Blue Cross and Blue Shield Association is in effect a trade association for some thirty eight independent and locally, or regionally, operated Blue Cross and Blue Shield Plans. These together provide cover throughout the United States, as well as in the Canadian province, for millions of Americans (it is estimated that one in three Americans now carry a Blue Cross and Blue Shield card) and makes Blue Cross and Blue Shield the country's largest healthcare provider.

But Blue Cross and Blue Shield does much more than simply provide medical insurance cover on a group and individual basis.

The Association is now also the administrator for Social Security in a large number of states and often provides group cover for state government employees and for employees of the Federal government. As a result, officials within Blue Cross and Blue Shield work closely with government health policy makers at the very top levels of government and the Association plays a significant part in influencing the direction of government health policy.

It is amazing to think that a plan originally devised simply to provide cover for hospital bills for a small group of school teachers in Dallas has now developed not only into a nationwide plan providing cover for just about anything you can imagine from critical illness through long-term care, disability, life cover, dental cover, pharmacy cover and even cover for worldwide travel, but has also spawned an organization that is at the very heart of healthcare system of the United States.

With such phenomenal growth in the past seventy five years and such a strong position today one can only imagine that Blue Cross and Blue Shield will continue to grow in the years ahead proving yet more and more cover for an ever growing number of customers.

About the Author

To learn more about Blue Cross and Blue Shield and Blue Cross insurance please visit Blue Cross Insurance Today.


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Health discussion

HealthOatmeal: Healthy And Cheap

One of the biggest problems with trying to eat cheaply is to make sure that you are eating nutritious foods. My secret weapon is oatmeal. Not the flavored crap sold in little packets! You want the type of oatmeal that comes in large flakes and that takes a long time to cook. It is possible that your local supermarket won't even carry it.

Personally, I go to the nearby health food store for my oatmeal. I get large flake rolled oats. You can also find steel cut oats in some stores. Either way, you are buying food that hasn't had a lot of processing. Oats, when unprocessed like this, are very good for you.

When money is scarce, a bag of quality oatmeal costs under $2 and will last for a week or two. You can have it for breakfast every day with a bit of milk or yogurt. I don't even bother to cook my oatmeal, just mixing it with yogurt or putting in some milk. If you find a cheaper meal which has the same level of convenience, while being healthy, please let me know.

It may be obvious, but canned food is generally loaded with salt, sugar and other useless ingredients while at the same time containing highly processed food that is degraded nutritionally. If you are having to be frugal then you should put a bit more time into your own food preparation, so that you can eat better and eat cheaper. For example, buy very large bags of beans and rice. You won't find wholesome food any cheaper than this.

Finally, there is a concept out there that will generally apply to the foods you purchase. The more processed the food is and the more convenient it is, the more likely it is to be expensive with respect to its nutritional value. Oatmeal is a fantistic exception because while it is as convenient as a box of cereal and has a long shelf life it is unprocessed, healthy and almost as cheap as dirt.

About the Author:

The frugal guy wites for the Frugal Living blog. Drop by and read other frugality advice.

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